Serving families across Aurangabad, Bihar since 2015
7541015510 rahulkr920@gmail.com
10+ Years Trusted advisory in Deo, Aurangabad

Rahul Insurance Wale

LIC & Star Health Insurance Advisor

I help families in and around Aurangabad choose the right life and health cover — and stay by their side when a claim has to be filed. No pressure, no jargon. Just a plan that fits your income, your goals and your family.

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10+Years of experience
2LIC & Star Health
100%Claim-time support
FreeFirst consultation
Rahul Kumar Mishra, Senior Insurance Advisor
Rahul Kumar Mishra Senior Insurance Advisor · Deo, Aurangabad
Life + Health Both under one advisor
Licensed advisorLIC of India & Star Health
Same-day replyCall or WhatsApp anytime
Family-first advicePlans built around your budget
Claim assistancePaperwork to settlement
Rahul Kumar Mishra, Star Health Insurance specialist
10+YEARS OF SERVICE
About the advisor

Rahul Kumar Mishra, Senior Insurance Advisor

For more than ten years I have worked as a Life & Health Insurance Planning Specialist, guiding families in Deo and across Aurangabad district towards a financially secure future. My clients are farmers, shopkeepers, teachers, government staff and young families — people who want honest answers before they commit their savings to a policy.

I represent both LIC of India for life insurance and Star Health for health insurance, which means you can compare life cover and medical cover in a single sitting instead of running between two agents.

My purpose

Not simply to sell you a policy, but to be the person you trust when you plan your family's protection — matched to your real needs, your goals and your future. The right planning today is what builds financial security tomorrow.

  • Life & health cover in one place
  • Plain-language explanations
  • Home visits across the district
  • Support at renewal and claim time
Talk to me Call 7541015510
Aapka Vision

Your vision for the family, planned properly

Every family already knows what it wants. My job is to convert that picture into a written plan with the right cover, the right premium and the right timeline.

A home that stays yours

Cover that clears the loan and keeps the roof over your family's head if you are not there.

Children who study without pause

Education money that arrives exactly when admission fees are due, not whenever the market allows.

Treatment without borrowing

A cashless health policy so a hospital bill never turns into a loan from relatives.

Income after you stop working

A pension that lands every month, so retirement does not depend on anyone else's kindness.

Savings that keep growing

Disciplined, long-term wealth creation instead of money sitting idle in a savings account.

Tax paid, not wasted

Using the deductions the law already gives you, so protection and savings cost you less.

Services

What I can help you plan

Six areas of planning, all handled personally — from the first conversation to the day the policy pays out.

Insurance protection

Term and life cover from LIC of India, sized to your income and your family's monthly needs.

  • Term plans with high cover, low premium
  • Endowment and money-back options
  • Star Health cover with cashless hospitals

Retirement planning

Build a pension you control, so your monthly income continues long after the salary stops.

  • Guaranteed annuity options
  • Deferred pension for early starters
  • Corpus worked out to your target age

Child education planning

Fixed payouts timed to school, college and higher-study milestones — inflation accounted for.

  • Payouts aligned to admission years
  • Premium waiver on parent's policy
  • Plan continues even if you are not there

Tax saving planning

Use Section 80C, 80D and 10(10D) properly so your protection also reduces your tax outgo.

  • 80C planning through life policies
  • 80D benefit on health premiums
  • Documents ready before March

Wealth creation

Long-term, disciplined saving plans that turn a monthly amount into a meaningful corpus.

  • Goal-linked savings plans
  • Guaranteed-return options explained
  • Yearly review of where you stand

NRI planning

For families working abroad — cover for parents at home and savings routed the right way.

  • Policies for NRIs and their families
  • Health cover for parents in India
  • Servicing handled locally on your behalf

Who I usually work with

Business owners Salaried professionals Doctors NRIs HNI clients Young families
Achievements

What a decade of advisory work has built

No borrowed logos, no inflated numbers — just the credentials and habits my clients actually rely on.

10+

Years in the field

Advising families across Deo and Aurangabad district since 2015.

LIC

Licensed life advisor

Authorised to advise on the full LIC of India life insurance range.

Star

Health insurance specialist

Star Health advisor — cashless treatment and critical illness cover.

End to end

Claim assistance

From first intimation to settlement, the paperwork is handled with you.

Why choose me

Advice you can check, not just believe

Need comes before product

We work out how much cover your family actually needs first. The policy is chosen after that, never before.

Everything explained plainly

Waiting periods, exclusions, lock-ins and charges are read out to you before you sign, not after.

Two companies, one advisor

Life cover from LIC and health cover from Star Health, compared side by side in a single meeting.

I come to you

Home and shop visits across Deo and nearby blocks, at a time that suits your working hours.

Reachable after the sale

Renewal reminders, nominee changes, address updates — the same number answers all of it.

Your details stay private

Personal and financial information is used only for your proposal — never shared or sold.

Feedback

What clients say

Experiences shared by families and business owners across Aurangabad district.

“

Rahul ji sat with us for almost two hours and explained the difference between a term plan and an endowment plan without pushing either one. We finally understood what we were buying.

SK
Sanjay KumarShop owner, Deo
“

My father was admitted at short notice. I called at eleven at night and Rahul ji was at the hospital the next morning with the cashless paperwork. That is when an advisor's value shows.

PS
Priya SinghTeacher, Aurangabad
“

I wanted a plan for my daughter's college fees in 2032. He worked backwards from that year and showed me exactly what to pay monthly. Very clear planning.

MP
Manoj PrasadGovernment employee, Deo
“

Both my life policy and my family's health policy are with him now. One phone call handles everything instead of chasing two different agents.

AK
Amit KumarBusiness owner, Aurangabad
“

I work in Dubai and my parents live in Deo. He arranged their health cover and keeps me updated on WhatsApp with every renewal. Completely stress-free for me.

RV
Ravi VermaNRI, Dubai
“

He told me honestly that one plan I was considering did not suit my age and suggested a cheaper one instead. An agent who reduces his own commission is worth keeping.

SD
Sunita DeviHomemaker, Deo
Contact

Book a free consultation

Send your details and I will call you back — usually the same day. There is no obligation and no charge for the first discussion.

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Location

Find me in Deo, Aurangabad

Bahuara More, Deo PO + PS Deo, Aurangabad, Bihar — 824202
Get directions
FAQ

Questions people ask before starting

Yes. The first meeting is to understand your family, income and goals, and to show you what cover you need. There is no fee and no obligation to buy anything.
A common starting point is 10 to 15 times your annual income, adjusted for outstanding loans and your children's future education costs. We calculate your specific figure together rather than using a thumb rule.
Life insurance pays your family a lump sum if you are not there. Health insurance pays hospital bills while you are alive. They solve two different problems, and most families need both.
Yes, and this is the part that matters most. I help with intimation, hospital coordination for cashless treatment, document collection and follow-up until the claim is settled.
Usually Aadhaar, PAN, a passport-size photograph, a cancelled cheque or bank passbook, and an income proof for higher cover amounts. I will tell you the exact list for your case.
Life insurance premiums are generally eligible under Section 80C and health premiums under Section 80D, subject to the limits and conditions in force. The exact benefit depends on your tax regime, so please confirm with your tax advisor.
Yes. Many of my clients work in other states or abroad while their parents live here. Discussions happen over call and WhatsApp, and I handle the local servicing on your behalf.
Bring them along. I will review what you already hold, tell you where the gaps are, and recommend adding cover only if something is genuinely missing.